My wife and I make a Zero Based budget every month. That means every dollar is planned out. I’ve commented a bit in the spreadsheets and will more than likely put up a tutorial on how they work. By the way, if you don’t have office, get OpenOffice.org (I’ve written about it before and it’s great).

• Budget Workbook (This is the first one I made and used)
• Bi-Monthly Budget (I use this one currently, so I’ve highlighted the items I use most frequently to save myself time every month)
• Weekly Budget (Made this a couple years ago…it might need a little work.)